A free retirement workshop with Paul Merriman

Why attend a Paul Merriman workshop? 

Paul Merriman's workshops are educational, entertaining and life changing. That may sound dramatic but many people come out of his sessions understanding, for the first time, how investing really works and how they can retire successfully.

Questions answered:

MUTUAL FUND SELECTION

  In this segment you will learn the answers to the following questions:

1. How do I select the best performing funds?
2. How do you evaluate the track record of a mutual fund?
3. Which funds should I use at Vanguard, Fidelity, T Rowe Price and Schwab?
4. Which are the best funds to maximize my asset allocation?
5. Which is the best fund family?
6. What is the most reliable source of mutual fund information?
   
   

Taking distributions in retirement

In this segment, you will learn the answers to the following questions:

1. How do I know when I have enough to retire?
2. How much can I safely take out of my investments in retirement?
3. How can I take out more money without taking more risk?
4. Should I take retirement distributions monthly, quarterly, annually, or as I need them?
5. I’m a saver and my spouse is a spender.  This difference has caused challenges in how much we take out of our investments.  Is there a compromise that will make both of us happy?
6. My spouse leaves all the investment decisions to me.  How can I get him/her to understand the process so he/she will be familiar with the process if I die first?
7. Should my social security and pension be considered part of my bond portfolios in designing my asset allocation?
8. What are the best bond funds for monthly income?
9. Should I take money from my fixed-income or equity holdings?
   
   

FINE TUNING YOUR ASSET ALLOCATION

 In this segment you will learn the answers to the following questions:

1. Should I have my money in bonds so I don’t take any risk?
2. How can I determine my risk tolerance?
3. How much of my portfolio should be in stocks and how much in bonds?
4. I’m a conservative investor.  What can I do to increase my returns without taking more risk?
5. I believe in buy and hold but I don’t want to sit though another 2000-2002 bear market.  What can I do?
6. How can I determine how to get the highest return within my risk tolerance?
7. How do I achieve the return I need at the lowest risk?
8. How can I get higher returns at less risk?
   
   

THE ULTIMATE BUY AND HOLD STRATEGY

In this segment you will learn the answers to the following questions:

1. Should my bond portfolio be over weighted to long term or short term bonds?
2. How much of my portfolio should be in large cap funds?
3. How much of my portfolio should be in small cap funds?
4. How much of my portfolio should be in growth funds?
5. How much of my portfolio should be in value funds?
6. How much of my portfolio should be in international funds?
7. How much of my portfolio should be in U S funds?
8. How much of my portfolio should be in REITs, commodity, or gold funds?
   
   

Upgrading your retirement portfolio

In this segment, you will learn the answers to the following questions:

1. How do I make changes in my portfolio to make it more productive?
2. I’m sitting on far too much cash that I know should be invested.  What’s the best way to get my portfolio properly invested?
3. What do I do with stocks that have a big capital gains tax if I sell?
4. I enjoy following the market and making some trades.  How much of my portfolio is okay to trade for the fun of it?
5. What changes should I make in my 401(k) so that I can retire sooner?
6. My company allows me to move my 401(k) to an IRA after 59 ½ even though I’m still working.  Should I do it?
7. Should I leave my 401(k) with my company after I retire?
8. How often should I rebalance my portfolio?
9. How should I invest my emergency money?