Previously Answered Questions


Pros and Cons of Ibonds
July 04, 2008

Question: 
What are your thoughts on buying Ibonds instead of bond mutual funds?

Generating income from an IRA
June 30, 2008

Question: 
What is the best safe place to invest $100,000 with the objective of producing income, taking into account that the 2008 presidential election will have a detrimental effect on investments?  I am 67, retired and free of debt. The money is in an IRA. I am a conservative investor, not a risk taker. I’d like to get $500 a month without touching the principal.

A retirement plan for the unemployed
June 28, 2008

Question: 
I am a stay-at-home mom, and my husband provides our only income. I have no retirement savings, but I managed to save more than $2,000 in pennies last year. I would like to start some type of retirement plan but I’m not sure how to do this.

Avoid paying capital gains?
June 24, 2008

Question: 
How can I avoid paying capital gains taxes on my emerging markets fund, which is still under water?

Are no-loads always better?
June 20, 2008

Question: 
Is it always better to own a no-load fund than a load fund?

In need of growth and income
June 19, 2008

Question: 
I am retired with a small nest egg and have very little income. Because I must live off this nest egg, it is important that my investments generate adequate income. But this income is not likely to be adequate, so my investments must also provide growth. How should I proceed?

Swimming upstream
June 17, 2008

Question: 
How should I invest $100,000? I want to pay the mortgage on my home ($1,500 per month) with the income from the initial investment?

Which fund is more tax-efficient?
June 14, 2008

Question: 
I have read that Vanguard's Total Stock Market Index Fund is much more tax efficient than the Vanguard 500 Index Fund that you have recommend. And they seem to have virtually identical returns. Why don't you recommend the Total Stock Market fund for its tax efficiency? Also, I am impressed with Vanguard Primecap and Vanguard Health Care funds. What is your opinion of them?

Investing at age 26
June 11, 2008

Question: 
I am 26 years old and just started investing. I have sent the paperwork for a Roth IRA in the Janus Enterprise fund. For a non-IRA account I selected Janus Mercury, and I’m also considering adding Janus Growth & Income. For somebody looking for long-term growth, is this a solid start?

Getting to $1 million
June 06, 2008

Question: 
My wife and I are 44 years old and we have about $90,000 in our IRA accounts. We are adding $1,000 to $1,500 a month. We wonder if there is a good way to invest our money without a lot of risk and volatility and still earn 9 percent to 12 percent a year. Our goal is to have at least $1 million in investments by the time we retire in 21 to 26 years. Any suggestions?

<< Start < Previous 1 2 3 4 5 Next > End >>