"Ask Paul" - Your Questions, His Answers

Paul Merriman answers questions from FundAdvice visitors and listeners to the SoundInvesting radio show. Feel free to search our archive of questions, or submit a question to Paul!



"Ask Paul": Your company's 401(k) plan may be better than you think
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Many working American are frustrated by the details of their retirement plans, which vary widely from company to company, often bristling at the federal laws that govern them.

"Ask Paul": Figuring a fund's cost basis can be a real headache
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Editor's note: Some funds mentioned in this article may now be closed to new investors.

Spending long, tedious hours over yearly income tax forms is nobody's idea of a picnic, but many people worry needlessly about issues that are relatively easy to keep under control.

"Ask Paul": Sweet Simplicity - Managing a Limited Retirement Plan
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Many investors crave simplicity, preferring a single fund, a single stock, a single strategy that will provide financial bliss, safety and reliably.

"Ask Paul": Gold Star Gazing - Keep the shiny stuff to a minimum in your portfolio
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Fed up with stocks, some investors have gone for the gold. Gold has few rivals lately when it comes to attracting investors who chase hot performance.

"Ask Paul": Taxing Questions: Annuities vs. Mutual Funds
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Maybe it's just all those envelopes in the mail with "important tax document enclosed" printed on the front, but income taxes seem to be very much on people's minds these days.

"Ask Paul": When romance and finance merge
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Editor's note: Some of the funds mentioned in this article are now closed to new investors.


In all the years I've been counseling investors, I've met only a handful of couples who truly worked together to maximize their retirement plans.

"Ask Paul": Gullible Investors Hypnotized By Hype
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At my investing workshops I always run through a list of things that keeps investors from receiving the returns they deserve for the risks they are taking. It's a laundry list of common (and costly) mistakes investors make.

"Ask Paul": How TIPS Fit Into Your Portfolio
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Although inflation hasn't been a major problem in this country for a long time, it's still lurking just beneath the economic surface, ready to gobble up some of the assets that so many people have carefully socked away for retirement and other purposes.

"Ask Paul": Piece of the Action and Piece of Mind
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If there's one thing the past three years have taught most investors, it's a new respect for risk.

"Ask Paul": Overstocked on Company Stock
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The Enron collapse provided a powerful lesson on the tragedies created by too much company stock in an employee retirement program -- and yet, many investors are still reluctant to diversify away from the stocks of their employers.

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