Articles: Investing Basics


Superior diversification on a shoestring budget
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November 08, 2007
Proper asset diversification makes more difference than anything else investors can do. But it's a daunting task when you're just starting out with little money. In this article Paul Merriman describes a step-by-step plan for doing it right. Editor's note: This article, first published in 2002, was updated in January 2008.

Should you pay off your mortgage, or not?
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November 07, 2007
Good news! You have just had an unexpected windfall of $300,000, exactly the amount you still owe on your mortgage. Do you know what you would do? Would you rush to pay off your mortgage with your new-found cash, or would you keep your mortgage and invest the cash?

Paul Merriman: 10 things to do with cash you don’t need right away
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October 25, 2007

I am often asked what to do with excess cash. It’s a common question which seems simple, but it has many answers depending on circumstances. I’ll outline 10 situations that people often find themselves in and tell you how I typically respond. There’s no perfect answer, but if you have excess cash yourself, you’ll probably find one or more of these suggested approaches that will appeal to you.

Paul Merriman: 10 ways we educate investors
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October 02, 2007
Ever since we began in 1983, our company has been committed to teaching people how to be more successful in managing their investments.  Many of the investors who visit our websites and attend our live workshops may not realize the full scope of the educational offerings available to them. The following list (first compiled by Eric Paine, multimedia producer for Merriman Berkman Next, in a publication exclusively for our clients) outlines the many ways we help investors, regardless of how much or how little money they may have.

Four easy steps to better returns
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January 21, 2002
Whether you’re young and just starting out, you’re approaching mid-life and accumulating savings or you’re nearing retirement age, you can put a huge number of extra dollars in your pocket and in the pockets of your heirs if you just do a few things right. In this article, Paul Merriman tells how.

Paul Merriman: 10 popular articles at FundAdvice.com
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August 20, 2007

Here's a guide to the 10 articles on our site that readers like best.

Young investors: How to be better than your parents
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August 15, 2006

Investors in their 20s have a golden opportunity to start out right, if they learn and follow 10 easy lessons. In this article, Paul Merriman teaches those lessons and gives a self-grading test on each one. Can you score 100?

Successful 401(k) investing in 12 easy steps
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October 29, 2007

For many American investors – perhaps the majority – the 401(k) plan (and its near-clones for non-profit organizations) has become the mainstay of retirement savings. It’s not hard to see why. These plans combine tax advantages with automatic savings and in many cases the incentive of matching funds from employers. Editor's note: This article, first published in 2002, was updated in October 2007.
 
How to avoid the worst mistakes investors make
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September 26, 2000
A popular topic at our investment workshops is a list of the biggest mistakes investors make. In this article Paul Merriman tells how to recognize them and how to avoid them.

How to be a successful contrarian investor
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November 15, 2006

Sometimes the way to get ahead is to do what other people don't do. Though that is easier said than done, it's a key to successful investing, as Paul Merriman describes in this article.

 

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