In an article that first appeared in Southern California Senior Life, Paul Merriman shares what he's learned from smart people who have retired successfully.

In this update to one of the most important items in our article library, Paul Merriman shows how a series of simple but powerful concepts can put patient investors far ahead of the crowd.  This 2008 revision updates all reported returns to include the year 2007.

If you are a serious investor, this article could be one of the most important things you'll ever read. I'm going to show you the very best investment strategy that we know, the strategy that's behind the way we manage the majority of the money we invest for clients.

In an article called “Retirement: When Your Portfolio Starts Paying You”, we told retirees that less can be more. If you withdraw less from your portfolio in the early years of retirement, you can take out more later. That might seem obvious.

A big question that nearly every retiree faces is when to start collecting Social Security payments.

In this article, Paul Merriman describes two of our clients who are retired. One has done just about everything right, while the other has made so many mistakes that his life is more difficult than it needs to be. Paul paints a pair of vivid word pictures that show what works – and what doesn’t.