FundAdvice.com Articles


The Midas touch
User Rating: / 27
Written by Don McDonald   
July 06, 2007

Making money often appears to be a daunting task. Too many options cause us to either throw up our hands in frustration or seek the help of those we believe know more.

But, in reality, the essence of making money is easy to understand.

Paul Merriman: 10 pros and cons of target retirement funds
User Rating: / 40
Written by Paul Merriman   
June 26, 2007

Are target retirement funds the one-size-fits-all investment choice they appear to be? Maybe, maybe not. Here are 10 things Paul Merriman thinks you should know before you invest.
 

The right way to choose and buy mutual funds
User Rating: / 24
Written by Richard Buck   
June 21, 2007
What’s the best way to buy mutual funds – on your own or through a broker? Richard Buck, publications manager for Merriman, describes an academic study on this topic,  then takes his own look “under the hood” of a mutual fund too see what investors really pay for brokers’ help with choosing funds.

Tom Cock: Teaching our kids the wrong things
User Rating: / 28
Written by Tom Cock   
June 12, 2007
I love contests.  In fact, I love them so much that I have refereed hundreds of soccer games over the past decade.  But I hate stock-picking contests, especially those designed for teenagers.  That’s why I was mortified to read about a recent contest “won” by a Seattle school.

DowJones MarketWatch.com praises FundAdvice.com portfolios
User Rating: / 27
Written by Richard Buck   
June 06, 2007

Read what Paul B. Farrell, columnist for DowJones MarketWatch.com had to say recently about FundAdvice.com’s suggested buy-and-hold portfolios at Vanguard, Fidelity and T. Rowe Price.

Those of you who follow these portfolios will find 'Lazy Portfolios' beat S&P 500's 'record' of great interest.

 

Paul Merriman: 10 reasons brokers don’t like index funds
User Rating: / 85
Written by Paul Merriman   
June 04, 2007

As more investors turn to index funds, brokers and other fund salespeople continue to invent arguments favoring non-index funds, the kind they want you to buy. An index fund attempts to replicate the investment results of a target index by investing in all the securities in that index or in a portfolio that closely approximates it. An actively managed fund tries to beat the market by selecting stocks the manager hopes will outperform the index.

Here are ten bad arguments against index funds: 

Paul Merriman: 10 reasons I like index funds
User Rating: / 43
Written by Paul Merriman   
May 24, 2007

I believe index funds are an investor’s best choice.  And I’m in good company.   In addition to Vanguard’s John Bogle, index fund advocates include Warren Buffet, Peter Lynch, Charles Schwab, The Motley Fool, Knight Kiplinger and even Jim Cramer.   Yet even with that all-star fan club, index funds currently attract only 20 percent of new investment dollars, which means that 80 percent of investors are still buying individual stocks and actively managed funds. 

Paul Merriman: 10 reasons I think variable annuities are a bum deal
User Rating: / 88
Written by Paul Merriman   
May 17, 2007
Annuities—fixed and variable—are insurance contracts that enable investors to set aside money that grows inside an insurance contract without generating current tax liability.  My biggest complaint is with variable annuities. Variable annuities are valuable tools for some situations. However, I believe that 90 percent of the variable annuities sold are not the best solutions for the people who buy them.

Retirement: When your portfolio starts paying you
User Rating: / 168
Written by Paul Merriman   
May 17, 2007

Editor's note:

This article is out of date.  A new version of this article can be found here

 

When you reach retirement, four major decisions will determine the bulk of your financial future. This article is about two of those decisions:

•    How much money do you need or want from your retirement portfolio?
•    Do you need a fixed income or can you tolerate a variable income?

The truth about ETFs
User Rating: / 50
Written by Paul Merriman   
January 24, 2007

Exchange-traded funds have become a major product in the investment world. In the following article, Paul Merriman tells what they are and helps you decide whether they are right for you.

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