FundAdvice.com Articles


How much money can you prudently take out of your investments in retirement?
User Rating: / 60
Written by Paul Merriman   
June 09, 2009
When you reach retirement, four major decisions will determine the bulk of your financial future. This article is about two of those decisions:

•    How much income do you need or want from your retirement portfolio?
•    Do you need a fixed stream of income you can count on, or can you tolerate cash flow that goes up and down depending on the success of your investments?

Emotions and the market
User Rating: / 19
Written by Aaron Spencer   
June 01, 2009

With the high volatility in the stock market over the past year, emotions have been running at an all-time high for many investors. Staying on track has become harder than ever.

Inflation: Will your investments protect you?
User Rating: / 22
Written by Larry Katz, CFA   
May 21, 2009
While inflation is currently quite low, there is concern about the potential for future higher inflation, due to the recent massive injections of liquidity into the financial system, and the huge ongoing federal government deficits.  

Federal Reserve officials would like to see annual inflation around 2 percent over the long run. Whether they could achieve this goal, even with all the tools at their disposal, remains to be seen.

Suze Orman - Should you listen to her advice?
User Rating: / 86
Written by Cheryl Curran, CFP®   
May 19, 2009

Suze Orman has become a familiar fixture on the financial beat, with many fans. Among those fans is Merriman financial advisor Cheryl Curran, who nevertheless believes Orman’s investment advice should not be followed. In the following article, she tells why.

Basics that savvy investors should understand
User Rating: / 3
Written by Richard Buck   
May 12, 2009
For years we have been describing Dimensional Fund Advisors as the best mutual fund company for long-term investors, for many reasons. DFA’s web site has a frequently asked questions page that describes some of the basic principles behind its style of index investing.

Successful investing: size matters
User Rating: / 63
Written by Richard Buck   
May 05, 2009
Most investors' money is concentrated in the stocks of large companies. As Richard Buck points out in this article, that means a lot of people leave a lot of money on the table. Included are eight dramatic charts you have probably never seen.

Merriman workshops come to you
User Rating: / 5
Written by Tom Cock Jr.   
April 21, 2009

I still recall the first time I went to a Merriman investment workshop. It was the fall of 1988, and I made my way to a funky meeting room in a building owned by the Seattle Mountaineers Club. The speaker was Paul Merriman, who had started an investment advisory firm five years earlier.

Whatever I had expected to get out of the session, I know that I got much more than that.

The Best Mutual Funds: DFA or Vanguard?
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Written by Paul Merriman   
April 13, 2009

Editor’s note: We have been teaching investors how to use Vanguard and Dimensional Fund Advisors funds for more than a decade. Here’s an update on how they compare.

Credit and debt: Friends that can quickly become enemies
User Rating: / 18
Written by Tom Cock Jr.   
April 06, 2009

First thing on a Monday morning, the financial advisor picked up the phone and heard a client ask a simple question: “Can you help me? I need to decide which loan I should sign.” When he asked the client, who was worth several million dollars, what it was all about, the advisor was stunned to hear: “I just can’t make ends meet.” The two scheduled an appointment for the following Thursday at the client’s home.

The Question That Made Jim Cramer Shut Up
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Written by Tom Cock   
March 30, 2009

“How the hell did we end up here, Mr. Cramer?” host Jon Stewart asked as CNBC financial guru James Cramer arrived on Comedy Central’s “The Daily Show” earlier this month.  “What happened?”

The question seemed to stun Cramer, who is rarely at a loss for words. But the reality was more painful: Last year, Cramer and his colleagues at CNBC, the popular business-oriented cable channel, didn’t know the stock market was going to tank. They didn’t predict it or this year’s worldwide financial crisis.  

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