Last Update: March, 2011

 

As an employee of University of Washington, you may be eligible to participate in the University of Washington Retirement Plan (UWRP). This page is dedicated to giving you the information you need to make the most of the University of Washington UWRP.

Our company offers a free initial consultation if you have $500,000 in investable assets or are within 3 years of retirement.  The benefit to you of having an initial consultation with one of our financial advisors is that they can help you make decisions about your entire investment portfolio as well as answer other questions you may have.  The meeting can be held at our office in Seattle or on the phone.  To request a meeting, please click here or call 1-800-423-4893.

 

According to our records, your current plan options are listed below.  Please let us know if your plan has changed, or if there are additions or deletions to this list be emailing

Current Investment Options:
See Plan Documents

 

 

Our UWRP Recommendation:			Aggressive	Moderate	Conservative
		%Equity	100%	60%	40%
		%Bond	0%	40%	60%
Fund Name:	Fund Category:
Fidelity Spartan 500 Index	Large Cap Blend		12%	7%	5%
Fidelity Equity Income	Large Cap Value		13%	8%	5%
Fidelity Low Priced Stock	Mid-Cap Blend		12%	7%	5%
Fidelity Value	Mid-Cap Value		13%	8%	5%
Fidelity Overseas	Foreign Large Blend		25%	15%	10%
Fidelity Diversified International	Foreign Large Blend		25%	15%	10%
Fidelity US Bond Index	Intermediate-Term Bond		0%	28%	42%
Fidelity Retirement Gov't MMkt	Money Market		0%	12%	18%

 

 

Our UWRP VIP Recommendation:			Aggressive	Moderate	Conservative
		%Equity	100%	60%	40%
		%Bond	0%	40%	60%
Fund Name:	Fund Category:
Fidelity Spartan 500 Index	Large Cap Blend		11%	6%	4%
Fidelity Large Cap Value Enhanced Index	Large Cap Value		11%	7%	5%
Fidelity Small Cap Enhanced Index	Small Cap Blend		11%	6%	4%
Fidelity Small Cap Value	Small Cap Value		12%	7%	5%
Fidelity Real Estate	Real Estate		5%	3%	2%
Fidelity Spartan International Index	Foreign Large Cap Blend		9%	6%	4%
Fidelity International Value	Foreign Large Cap Value		18%	10%	6%
Fidelity International Small Cap Opp	Foreign Small Cap Blend		9%	5%	4%
Fidelity Emerging Markets	Emerging Markets		9%	6%	4%
Fidelity International Real Estate	Int'l Real Estate		5%	4%	2%
Fidelity Spartan ST Treasury Bond	Short Term Bond		0%	12%	18%
Fidelity Intermediate Government	Intermediate Term Bond		0%	20%	30%
Fidelity Inflation Protected Bond	Inflation Protected Bond		0%	8%	12%

 

Which Portfolio Is Right For You?

Here are our asset allocation recommendations based on the level of risk you decide to take.  To determine your tolerance for risk so that you can choose the portfolio that's right for you, be sure to read the articles linked on our homepage.  It's important that you understand the basis for our recommendations because you'll be more likely to implement them and stay the course.  If you have questions, check our FAQs. 
  

Aggressive Portfolio
When you want to take out all the stops and "go for it," this is the portfolio for you.  Equally weighted at home in the U.S. and abroad, this combination is a favorite of young investors with plenty of time before retirement and the ability to remain calm during market downturns.  It’s also suited for those on a fast track who want or need all the speed and distance they can get from their investments.  Because 100 percent of the portfolio is in equities, the only buffer against the slings and arrows of the market is time. But if you’ve got the time, this is the way to go.

Moderate Portfolio
This combination is a fine choice for many employees and especially for long-term investors. Its 60 percent weighting in equities gives it plenty of power for stock market growth, while the 40 percent in fixed-income provides stability and safety during declines in the market.  This portfolio is most suitable for investors with five or more years until they will need their money.

 

Conservative Portfolio
This combination stresses safety, with a mix of 40 percent equities and 60 percent fixed-income investments.  It is most suitable for investors who consider themselves conservative, who are close to or past the age of retirement or who, for whatever reason, care more about holding onto their money than making it grow.

Discover how professional money management can help you.  Get a Free Consultation from a Merriman financial advisor.

 

 

DISCLAIMER:
This information is provided by Merriman, Inc., a registered investment advisor, and is believed to be from reliable sources, but no guarantee is made as to accuracy or completeness.  The investment securities and strategies discussed are not suitable for all investors. Recommendations are of a general nature, not based on knowledge of any individual's specific needs or circumstances, and there is no intent to provide individual investment advisory, supervisory or management services.  Merriman, Inc. is not an authorized representative of the University of Washington  or of its retirement plans.