Updated: April 30, 2007

As a Trimble Navigation employee, you may be eligible to participate in your company's 401(k) plan. This page is dedicated to giving you the information you need to make the most of Trimble's 401(k) plan.

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Company Stock TRIMBLE STOCK Large Cap FID CAP APPRECIATION FID CONTRAFUND FID DIVIDEND GROWTH FID EQUITY INCOME II FID FIDELITY SPARTAN US EQ INDEX Mid-Cap FIDELITY AGGR GROWTH FIDELITY LOW PR STK WEITZ PARTNERS VALUE WFA COMMON STOCK Z International FID DIVERSIFIED INTL Blended Fund Investments FID BALANCED VANG TARGET RET 2005 VANG TARGET RET 2010 VANG TARGET RET 2015 VANG TARGET RET 2020 VANG TARGET RET 2025 VANG TARGET RET 2030 VANG TARGET RET 2035 VANG TARGET RET 2040 VANG TARGET RET 2045 VANG TARGET RET 2050 Bond Investments PIMCO TOT RETURN ADM Short Term Investments FIDELITY RETIRE MMKT

What we like about this retirement plan:  This plan offers several good large cap choices, but...

What could improve your retirement plan:  We'd like to see added an international large cap value fund, both domestic and international small cap value funds and an emerging markets fund.

Our Trimble Navigation 401(k) Plan Recommendations

Here are our asset allocation recommendations depending on the level of risk you decide to take. To determine your tolerance for risk so that you can choose the portfolio that's right for you, be sure to read the articles linked on our homepage. It's important that you understand the basis for our recommendations, because you'll be more likely to implement them and stay the course. If you have questions, check out our FAQs.

Aggressive Portfolio
When you want to take out all the stops and "go for it," this is the portfolio for you. Equally at home in the U.S. and abroad, this combination is a favorite of young investors with plenty of time before retirement. It's also suited for those on a fast track who want or need all the speed and distance they can get from their investments. Because 100 percent of the portfolio is in equities, the only buffer against the slings and arrows of the market is time. But if you've got the time, this is the way to go. Our expected annual return for this portfolio is 10 to 13 percent, with the likely one year loss of 30 to 40 percent.

Moderate Portfolio
This combination is a fine choice for many employees and especially for long-term investors. Its 60 percent weighting in equities gives it plenty of power for stock market growth, while the 40 percent in fixed-income provides stability and safety during declines in the market. This portfolio is most suitable for investors with five or more years until they will need their money. Our expected annual return for this portfolio is 7 to 10 percent, with the likely one year loss of 15 to 25 percent.

Conservative Portfolio
This combination stresses safety, with a mix of 40 percent equities and 60 percent fixed-income investments. It is most suitable for investors who consider themselves conservative, who are close to or past the age of retirement or who, for whatever reason, care more about holding onto their money than making it grow. Our expected annual return for this portfolio is 6 to 9 percent, with the likely one year loss of 5 to 15 percent.

	Aggressive	Moderate	Conservative
Fidelity U.S. Equity Index	10%	6%	4%
Fidelity Equity Income II	20%	12%	8%
WFA Common Stock Z	20%	12%	8%
Fidelity Diversified International	50%	30%	20%
PIMCO Total Return ADM	--	20%	30%
Fidelity Retirement Money Market	--	20%	30%

DISCLAIMER:
This information is provided by Merriman Berkman Next, Inc., a registered investment advisor, and is believed to be from reliable sources, but no guarantee is made as to accuracy or completeness. The investment securities and strategies discussed are not suitable for all investors. Recommendations are of a general nature, not based on knowledge of any individual's specific needs or circumstances, and there is no intent to provide individual investment advisory, supervisory or management services. Unless otherwise noted, all reported or projected results (1) assume reinvestment of interest and dividends; (2) are net of any applicable management fees and transaction costs; and (3) do not reflect any effect of taxes. Past returns, whether actual or hypothetical, are not indicative of future results, which will be different from those of the past. Merriman Berkman Next, Inc. is not an authorized representative of Trimble Navigation and its retirement plan.