As a Kaiser Permanente employee, you may be eligible to participate in your
company's 401(k) plan.This page is
dedicated to giving you the information you need to make the most of the Kaiser
Permanente 401(k) plan.
If you find this information helpful, please help us spread the word at Kaiser
Permanente.
Our company offers a free initial consultation if you have $200,000
in investable assets or are within 3 years of retirement. The benefit
to you of having an initial consultation with one of our financial
advisors is that they can help you make decisions about your entire
investment portfolio as well as answer other questions you may have.
The meeting can be held at our office in Seattle or on the phone. To
request a meeting, please click here or call 1-800-423-4893 and ask to speak with Laura Shelton. If you prefer a prerecorded online workshop, please click here .
According to our records, your current plan options are listed below. Please let us know if your plan has changed, or if there are additions or deletions to this list be emailing
Current Investment Options:
Alger Capital Appreciation
Vanguard International Growth
AllianceBern Global Growth
Vanguard LifeStrategy Funds
Janus Forty
Vanguard PRIMECAP
Stable Income
Vanguard Total Bond Market Index
T. Rowe Price International Discovery
Vanguard Total Stock Market Index
Vanguard Explore
Vanguard Value Index
Vanguard FTSE Social Index
Vanguard Wellington
Our Kaiser Permanente 401(k) Recommendation:
Aggressive
Moderate
Conservative
%Equity
100%
60%
40%
%Bond
0%
40%
60%
Fund Name:
Fund Category:
Vanguard Total Stock Market Index
Large Cap Blend
12%
7%
5%
Vanguard Value Index
Large Cap Value
13%
8%
5%
Vanguard Explorer
Small Cap Growth
25%
15%
10%
Vanguard International Growth
Foreign Large Blend
25%
15%
10%
T. Rowe Price International Discovery
Foreign Small/Mid Growth
25%
15%
10%
Vanguard Total Bond Market Index
Intermediate-Term Bond
0%
28%
42%
Stable Income Fund
Short-Term Bond
0%
12%
18%
Which Portfolio Is Right For You? Here are our asset allocation recommendations based on the level of risk
you decide to take.To determine your
tolerance for risk so that you can choose the portfolio that's right for you,
be sure to read the articles linked on our homepage.It's important that you understand the basis
for our recommendations because you'll be more likely to implement them and
stay the course.If you have questions,
check our FAQs.
Aggressive Portfolio
When you want to take out all the stops and "go for it," this is the
portfolio for you.Equally weighted at
home in the U.S.
and abroad, this combination is a favorite of young investors with plenty of
time before retirement and the ability to remain calm during market
downturns.It’s also suited for those on
a fast track who want or need all the speed and distance they can get from
their investments.Because 100 percent
of the portfolio is in equities, the only buffer against the slings and arrows
of the market is time. But if you’ve got the time, this is the way to go.
Moderate
Portfolio
This combination is a fine choice for many employees and especially for
long-term investors. Its 60 percent weighting in equities gives it plenty of
power for stock market growth, while the 40 percent in fixed-income provides
stability and safety during declines in the market.This portfolio is most suitable for investors
with five or more years until they will need their money.
Conservative
Portfolio
This combination stresses safety, with a mix of 40 percent equities and 60
percent fixed-income investments.It is
most suitable for investors who consider themselves conservative, who are close
to or past the age of retirement or who, for whatever reason, care more about
holding onto their money than making it grow.
Discover how professional money management can help you.
DISCLAIMER: This information is provided by Merriman,
Inc., a registered investment advisor, and is believed to be from reliable sources,
but no guarantee is made as to accuracy or completeness.The investment securities and strategies
discussed are not suitable for all investors. Recommendations are of a general
nature, not based on knowledge of any individual's specific needs or circumstances,
and there is no intent to provide individual investment advisory, supervisory
or management services.Merriman, Inc. is not an authorized representative of Kaiser Permanente or of its
retirement plans.
