As an Intel employee, you may be eligible to participate in your company's 401(k) plan. This page is dedicated to giving you the information you need to make the most of your retirement investments.
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According to our records, your current plan options are listed below. Please if your plan has changed, or if there are additions or deletions to this list.
LIFESTAGE RETIREMENT
LIFESTAGE 2015
LIFESTAGE 2025
LIFESTAGE 2035
LIFESTAGE 2045
LARGE CAP US STOCK
SMALL CAP US STOCK
INTERNATIONAL STOCK
TOTAL US BOND
STABLE VALUE FUND
INTEL STOCK FUND
AF GROWTH OF AMER R5
BRANDYWINE BLUE FUND
ALLNZ CCM CAP APP I
TRP GROWTH STOCK
TCW SELECT EQUITY I
BGI NASDAQ 100 IDX T
FID CONTRAFUND
FID GROWTH COMPANY
VANG GRTH INDEX INST
AIM BASIC VALUE INST
CALVERT SIF EQUITY I
DODGE & COX STOCK
LM VALUE TRUST INST
VANG INST INDEX PLUS
AM CENT EQ INC INST
MSIFT VALUE I
VANG WINDSOR ADM
BGI RUSSELL 1000 VAL
FID MID CAP STOCK
ALLNZ CCM MID CAP I
LM SPECIAL INVEST TR
TCW VALUE OPPS I
VANG STRATEGIC EQ
VANG MIDCAP IDX INST
FIDELITY LOW PR STK
GS MIDCAP VALUE INST
LONGLEAF PARTNERS
VANG SM CP GRTH INST
GS SM CAP VALUE INST
PENNSYLVANIA MUT INV
AM CENT SM COMP INST
AM CENT SM CAP VAL I
VANG SM VAL IDX INST
BLKRK GLB SM CAP I
TEMPLETON GROWTH ADV
DELAWARE PT INTL EQ
AF EUROPAC GROWTH R5
MSI INTL SMALL CAP A
VANGUARD INTL VALUE
AM CENT REAL EST IS
GAMCO GOLD
GMO EMRG COUNTRIES 3
LAZARD EMERG MKTS EQ
SSGA ACTIVE EMRG MKT
MERGER FUND
BLKRK GLOBAL ALLOC I
FID PURITAN
VANG CONVERTIBLE SEC
FRANKLIN INCOME ADV
PIM LT US GOVT INST
VANG INTM TREAS ADM
VANG LT BOND IDX INV
CALVERT SIF BOND IS
PIM TOTAL RT INST
PIM HIGH YIELD INST
FID CAPITAL & INCOME
LOOMIS BOND INST
EVRGRN INTL BOND I
PIM EM MKTS BD INST
VANG INFL PRO SEC IS
RESERVE PRIMARY INST
What we like about this retirement plan: This plan offers an excellent selection of low-cost asset class index funds.
What could improve your retirement plan: We'd like to see this plan add a domestic real estate fund..
Our Intel 401(k) Plan Recommendations
Here are our asset allocation recommendations based on the level of risk you decide to take. To determine your tolerance for risk so that you can choose the portfolio that's right for you, be sure to read the articles linked on our homepage. It's important that you understand the basis for our recommendations, because you'll be more likely to implement them and stay the course. If you have questions, check our FAQs.
Aggressive Portfolio
When you want to take out all the stops and "go for it," this is the portfolio for you. Equally at home in the U.S. and abroad, this combination is a favorite of young investors with plenty of time before retirement. It’s also suited for those on a fast track who want or need all the speed and distance they can get from their investments. Because 100 percent of the portfolio is in equities, the only buffer against the slings and arrows of the market is time. But if you’ve got the time, this is the way to go. Our expected annual return for this portfolio is 10 to 13 percent, with the likely one year loss of 25 to 40 percent.
Moderate Portfolio
This combination is a fine choice for many employees and especially for long-term investors. Its 60 percent weighting in equities gives it plenty of power for stock market growth, while the 40 percent in fixed-income provides stability and safety during declines in the market. This portfolio is most suitable for investors with five or more years until they will need their money. Our expected annual return for this portfolio is 7 to 10 percent, with the likely one year loss of 15 to 30 percent.
Conservative Portfolio
This combination stresses safety, with a mix of 40 percent equities and 60 percent fixed-income investments. It is most suitable for investors who consider themselves conservative, who are close to or past the age of retirement or who, for whatever reason, care more about holding onto their money than making it grow. Our expected annual return for this portfolio is 6 to 9 percent, with the likely one year loss of 5 to 15 percent.
Funds
Aggressive
Moderate
Conservative
VANG INST INDEX PLUS
10%
6%
4%
BGI RUSSELL 1000 VAL
10%
6%
4%
FIDELITY LOW PR STK
10%
6%
4%
VANG SM VAL IDX INST
10%
6%
4%
AM CENT REAL EST IS
10%
6%
4%
VANGUARD INTL VALUE
50%
30%
20%
TOTAL US BOND
--
20%
30%
STABLE VALUE FUND
--
20%
30%
DISCLAIMER:
This information is provided by Merriman Berkman Next (MBN), a registered investment advisor, and is believed to be from reliable sources, but no guarantee is made as to accuracy or completeness. The investment securities and strategies discussed are not suitable for all investors. Recommendations are of a general nature, not based on knowledge of any individual's specific needs or circumstances, and there is no intent to provide individual investment advisory, supervisory or management services. Unless otherwise noted, all reported or projected results (1) assume reinvestment of interest and dividends; (2) are net of any applicable management fees and transaction costs; and (3) do not reflect any effect of taxes. Past returns, whether actual or hypothetical, are not indicitive of future results, which will be different from those of the past.
