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Dollar Depreciation, Inflation and Portfolio Performance
October 20, 2009

Over the last several months, the U.S. dollar has generally declined in value against other currencies, raising concerns that the dollar may depreciate further. (A discussion of factors impacting exchange rates can be found here). There is also the threat of future inflation. Both of these can impact investment portfolios. How can investors protect themselves?

Interview with John Bogle, founder of Vanguard
October 13, 2009

Earlier this year, Sound Investing interviewed Vanguard founder John Bogle, who isn’t afraid to say what he thinks and who has always sided with individual investors over Wall Street. In an edited transcript of the interview, Bogle tells why he doesn’t think Wall Street is doing a good job for investors and what he thinks about Treasuries as a safety net against inflation.

Roth IRAs: To convert or not to convert
October 06, 2009
As a financial advisor and CPA, I often receive tax questions from my clients.  One that has been coming up a lot this year is: “Should I convert my non-Roth retirement plan (401(k), traditional IRA, 403(b) or 457(b)) to a Roth IRA?”  The question isn’t surprising, given the changes coming to Roth IRA conversions in 2010.

The short answer, which should not surprise you, is: “It depends”.  

What happens to your 401(k) when you leave your job?
September 29, 2009

Whenever you leave a job, whether it’s your choice or not, there are many details and changes competing for your attention, and it’s easy to overlook the disposition of your employer-sponsored retirement plan such as a 401(k), 403(b) or 457.

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