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January 04, 2010 |
As a financial advisor and CPA, I often receive tax questions from my clients. One that has been coming up a lot in the past year is: “Should I convert my non-Roth retirement plan (401(k), traditional IRA, 403(b) or 457(b)) to a Roth IRA?” The question isn’t surprising, given the new rules that took effect January 1 for Roth IRA conversions.
The short answer, which should not surprise you, is: “It depends.”
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December 08, 2009 |
Investors are always very interested in the returns they get on their portfolios. But as Will Rogers famously remarked, the return OF his money was more important to him than the return ON his money.
Millions of investors may be feeling the same way these days, waiting for their portfolios to return in value to their high point, which for most people occurred in the fall of 2007. How fast a portfolio bounces back from adversity is an important measure of the risk of that portfolio.
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October 20, 2009 |
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Over the last several months, the U.S. dollar has generally declined in
value against other currencies, raising concerns that the dollar may
depreciate further. (A discussion of factors impacting exchange rates
can be found here). There is also the threat of future inflation. Both
of these can impact investment portfolios. How can investors protect
themselves?
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October 13, 2009 |
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Earlier this year, Sound Investing interviewed Vanguard founder John Bogle, who isn’t afraid to say what he thinks and who has always sided with individual investors over Wall Street. In an edited transcript of the interview, Bogle tells why he doesn’t think Wall Street is doing a good job for investors and what he thinks about Treasuries as a safety net against inflation.
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